Use your credit card to your advantage

Use your credit card to your advantage: "financial"
Credit cards can be a wonderful tool

Credit cards allow the owner to do things they could not otherwise do. Shopping on line is a best a hassle if you are not using a credit card.

The case against target retirement funds

The case against target retirement funds
As far as asset allocation goes the target retirement funds are pretty good. Target retirement funds are a bastion of mediocrity.

Select the very best international funds

Select the very best international funds
When it comes to Global and international funds it really pays to select fund run by a manager who has the research, resources, and tools to provide the investor with great returns.

Know when to sell your mutual fund

Know when to sell your mutual fundKnow when to sell

This article is about knowing when to sell a mutual fund. I am not talking about market timing, rebalancing, or your asset allocation changes. I am talking about when to sell a fund when it is no longer the best choice for your allocation. Knowing when to sell a mutual fund is just as important as knowing which fund to buy.

Choosing the best mutual funds

Choosing the best mutual funds
Asset allocation first!

Before choosing a mutual fund you first must decide on as asset allocation. Asset allocation in a nutshell is how you are going to spread your money over the various asset classes.

How to invest and get better returns without getting into the stock market:

How to invest and get better returns without getting into the stock market:
Intrest rates cannot go any lower!

Interest rates are just about as low as they can go. CD rates are below 2 percent. Treasuries are not paying that well right now at all.

Long and intermediate term bond fund values will fall as interest rates rise.